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Visa Tranaction Suspended for Unusual Activity

A Company that I ordered (phone call) a power cord from notified me that when they charged my Visa credit card, the charge was rejected. My Bank also notified me that the Visa card tranasaction was suspended because of "Unusual Credit Card Activity”.

The Bank said "We detected unusual activity on your credit card. For your protection, please verify this activity so you can continue making credit card transactions without interruption”.

I immediately called my Bank and approved the transaction. For security purposes, it seems, Visa suspends transactions from company’s that you have not purchased from before. I did not know this but I do support the policy. It is a good security protection from fraudulent uses.

I wish I had know above it before so I could call Visa to approve the purchase transaction before I made it.

Has anyone else experienced a transaction suspended for unusual credit card activity?
hgeifman
mofimadness's avatar
mofimadness
5,783 posts
 
I had this happen last year on Record Store Day. I hit several stores just hours apart and spent like $200-$300 in each store.

I got a text message asking me to approve the transactions or call my credit card company. Pretty cool if you ask me. I like to think that they have my best interests in mind.
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brownsfan
1,508 posts
 
Yep, This has happened several times. Gets even more frequent if you buy from Europe.
jmcgrogan2's avatar
jmcgrogan2
6,346 posts
 
Yes, I've had it happen several times, mostly when traveling. It can be really annoying in these situations. You're thousands of miles away from home and your card is shut down for suspicious activity. I even had it shut down once for suspicious activity after I arrived back home after being gone for several months. I do understand and appreciate that they are questioning activities taking place so far apart, but sometimes it can be a nuisance too.
ebm
9,311 posts
 
Wow how great!!
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