No need to resort to patronizing language. Non conductive gunk on a PCB is almost certainly NOT a failure waiting to happen. If the gunk were likely to cause a failure it would probably have done so already. Using any cleaning agent risks doing more damage than the "gunk" that you're trying to remove. If you are willing to risk damaging components on the PCB to make it clean go right ahead and clean it. I would leave it alone.
Excessive dust and hair impedes airflow and is best removed to prevent any chance of overheating (though even this, I feel, is very unlikely).
Excessive dust and hair impedes airflow and is best removed to prevent any chance of overheating (though even this, I feel, is very unlikely).