An insurance adjuster (while investigating the lightning strike on my house) told me why breakers have replaced fuses. With fuses, if they burned out, people would put in a penny, or jumper around a cartridge-type with a wire. Insurance companies forced the change to breakers.
Regarding contact area... a small contact area means a high contact pressure, which is good. I wouldn't worry about it.
Regarding contact area... a small contact area means a high contact pressure, which is good. I wouldn't worry about it.