No neutral, highly unlikely....
Go outside your house to where the power company's overhead power line attaches to the house. Look up at their cable. You should see 3 wires. 2 insulated conductors and 1 bare conductor. That is if you have a 120/240V service... The bare conductor is the neutral conductor. See if the 3 power company's wires connect to 3 wires coming out of the weather head of your homes electrical service.
How about some pictures.....
Well yeah, I actually have a neutral coming to my house, there seems to be some sort of sub panel in the rear of my house maybe that is where the neutral is. However it does not seem there is a neutral in my main panel.
I will get pics up soon, unfortunately my camera is down, hopefully my camera can do it justice.
Tim