Insurance

All you need is a homeowners policy, preferably with replacement cost coverage. I'm not aware of any company requiring a special rider to cover audio equipment, but best to ask your agent. Do take photos and keep receipts for all your stuff. Insurance adjusters can be cynical about how much we say we paid for equipment when they are still driving a 10 year old Escort.

What Newbee said. Take pictures and document and of course inform you agent as to the cost of the system. Most people, including wives, have no idea what this stuff costs.

Chuck

guys most homeowners insurance only cover $1000 for electronics, you need to call your agent and have your policy upgraded they will ask you for reciepts and pictures, if you rent than you need to get renters insurance and do the same