When reading this thread, I was initially unaware of the starting date, way back in 2014. Maybe some things never change. I would like to offer my observation as to who we are financially, and where we end up. In short, I am a bit above the level that my fathers' income was. I notice that my living tends to stay at the same level due to savings, spending habits, lack of debt and so forth. In spite of most of my life experiences, everything has remained essentially the same in a financial sense for me. I am also aware that it would take only one accident, one medical situation, one fire, to change all of that. Given enough time, I wonder if things would ever buoy out to normal after that.