The 1028 with subs will be better than the 1038 without. You will end up using the subs even on the 1038. I have heard both and tried the 1000be? (Monitor model) with a fathom 13. I would not swop the 1028 be for the 1038 if I already owned the 1028. Unless you have a home theater combo setup and would move the 1028 to the back which would be amazing.
I can’t help with the Dynaudio.
I can’t help with the Dynaudio.