"Insurance is a scam. Period."
it is not, you just need to know the rules.
I've had several claims paid by UPS. In each case I did not have the original packaging. However, I took it to a UPS store and paid to have them package it. If they pack it they can't deny your claim for improper packing. If you do not pay for them to pack it, you will probably get denied.
They also told me to keep the items, which were functioning and just had cosmetic damage.
it is not, you just need to know the rules.
I've had several claims paid by UPS. In each case I did not have the original packaging. However, I took it to a UPS store and paid to have them package it. If they pack it they can't deny your claim for improper packing. If you do not pay for them to pack it, you will probably get denied.
They also told me to keep the items, which were functioning and just had cosmetic damage.