The Bent Audio site provides such a clear explanation, it's a pity it applies only to systems which employ a step up transformer in the path between cartridge and phono preamp (or "phonostage" if it's built into your main preamp.)
There are a number of threads (about 50) here on Agon that go into great detail on (moving coil) cartridge loading. You can access them easily by selecting 'analog' for the category field, and 'loading' for the keyword.
There are a number of threads (about 50) here on Agon that go into great detail on (moving coil) cartridge loading. You can access them easily by selecting 'analog' for the category field, and 'loading' for the keyword.