85dB is the threshold of damage only if you're listening to that continuously for several hours a day. And this threshold probably varies quite a bit by individual. For reasonable listening sessions, this level is quite safe for most folks.
Anyone near a city and/or with yappy dogs will experience sounds that exceed 85dB several times a day.
Anyone near a city and/or with yappy dogs will experience sounds that exceed 85dB several times a day.