Is Recording quality the real culprit?

There are so many good recordings nowadays but you have to pay the premium.

My biggest issue is with vinyl pressing quality. I can't even hear what they intended in the studio because most modern pressings are so poor. Sure there's a few high fidelity companies and people trying to push the envelope, but there's just so much horrid vinyl out there it makes the music unlistenable for the modern music fan. 

I believe you have to consider the mixing and mastering as well as the recording.  I have some originals on vinyl and CD that do not sound nearly as good as the remastered version streamed on Qobuz.

Comparing car audio to a HEA system with vinyl playback is ludicrous!

When I was a young person over half a century ago I thought that a bad recording was doomed to provide an unsatisfying listening experience too.  Then I got a pair of Stax electrostatic headphones, SR-5s.  One night, after enjoying Workingman’s Dead in its glorious Wally Heider produced stereo sound, I put on a Chess reissue of Howling Wolf…More Real Folk Blues…and was flabbergasted that these crude, raunchy, monaural recordings, often displaying gross mic overload, sounded thrillingly alive and immediate.  I learned that a truly linear, cohesive, distortion free transducer, like electrostatic headphones, could let any recording shine.  This was before punk rock, of course!  Having speakers that do this trick is a more challenging task.