IMHO the 2.5 way speaker is THE ideal high end speaker for the majority of enthusiasts.Interesting take but I can think of some "affordable" 3-way designs that check most of your boxes. Years ago, the Joseph 2.5 way was on my short list and I briefly considered Avalon, Focal and Monitor. Pretty much everything on my more recent short lists have been 3-ways.
I'm now running the Thiel CS2.4 which is a "3-way" but has single high- and low-pass filters. The tweeter and midrange are coaxially mounted and use a *mechanical* crossover. To my knowledge, Thiel was the only manufacturer of such a design. Similar coax drivers were in the CS6 and CS7 but those designs added mid-bass *and* bass drivers, each with its own filter. The coax in the CS2.7 and CS3.7 used separate filters for the tweeter and midrange. According to Tom Thiel, Jim Thiel planned to return to a mechanical crossover for his uber CS7.3 which was never completed.