I suggest being a little speculative as well, most owners of a Vinyl Collection have experienced uplift in value.
Start Buying Albums, Keep them in their Cellophane until the Vinyl Rig is set up and ready to go.
Albums are a increasing in value Commodity, there are plenty of record collectors who will vouch for this.
The TT Rig might be wise to have a Koetsu Cart' as these are in my view certainly going to increase in Value, even as a well used model.
Ortofon's buy back deal, enforced the used Cart' Market for their Brand to rocket, a Cart' that is revered by many across the Globe and no longer in production will be a good speculative purchase, and many will suggest a wise choice as a Cart'.
Other Purchases are going to depreciate, hence the used market is great as a source to buy into TT's and Tonearms.