Postal Money Order versus Bank Money Order ???

I always ship bank money orders. My bank verifies that the money is as good as cash. I know that not everyone agrees with this.

Same, both are as good as cash.

I have also come across those Postal MO requests from larger scale sellers. My guess is that the specific requests for Postal is a counterfeit and reliability issue. Bank M.O.s are more anonymous and the Postal system isn't going anywhere. I really don't know, though.

there is a difference between a USPS MO and a bank money order.

a hold can be placed on a Bank MO if it was reported stolen, lost, or for other reasons....eventually it will likely have to be paid, but it can be held up for a long period.

A Certified Check is guaranteed. they cost a lot more money to purchase.

also,. there have been several real looking fake Money orders floating around.

a USPS MO cannot be stopped, it is as close to a Certified check as possible, and costs very little to purchase.

I once purchased a pair of speakers that came completely damaged and misrepresented, I was able to hold up payment of my Money order for a period of time.In the end I got screwed, but i made the crook sweat for a while.

No one has said this yet, BANK money orders cost up to
$5.00 and have a limit of up to $300 total.
POSTAL money orders have a limit of up
to $1000 and cost $.90 - $1.25 ALOT cheaper.