That math is too complicated for me. But the question was not about the precise figures but about real life situation and the position of the volume control.sorry. I thought i had simplified it as much as i could.
Well, one thing you could do it measure the SPL at your listening position with a RadioShack SPL (or any other) meter & see at what volume knob setting you are getting 91dB SPL average (which corresponds to 10W), 101dB SPL average (which corresponds to 100W) & what the peaks are at each of those volume knob settings. That will tell you how much you can crank it up & be safe with your speakers.
One thing is certain though - when choosing speakers first choose quality drivers not nice cabinets and fancy crossover work.mostly true. Remember that cross-over networks can make or destroy your speaker. I.E. you could have quality drivers in your speaker but a really crappy, current hogging x-over driving those quality drivers & you will end up with an overall shitty speaker.
In the end, the quality drivers, the x-over & the cabinets are all tied together. It's difficult to separate them as individual pieces. Another example - you could have quality drivers, a 1st-rate x-over network but your cabinets side-walls could be weak & resonate too much w/ the music. Once again, the result will be shitty (with too much bass boom/overhang) & you would have wasted your $$ on quality drivers + x-over in an ill-designed cabinet.
All 3 items you wrote need to work in compliment w/ each other for the speaker to be sounding its best.
Yeah for sure don't buy a fancy speaker cabinet when you know that the drivers aren't top quality.