Of course you are. The input stage of the Onkyo, its volume control circuitry and its output stage. I have no doubt that the 95 analog output is superb but it is constrained by the Onkyo which, in my experience, is not great. With a better prepro or analog preamp, I might use that but with the 885/9.8, I would prefer HDMI.
Kal
Kal