Indeed. When we had our house designed we made sure to reduce background noise. It is in a quiet area, but the Netherlands are so populated that there is always some outside noise. The construction of the house is largely brick and concrete. We specified special sound damping double glazing and muffled ventilation openings (and none on the road side of the house). Heating is per hot water system (we do not need airconditioning) and mostly as floor heating. We also specified quiet water pipes. We went out of our way to find quiet kitchen machines, installed water pipe dampers and recently replaced most of the machines by even quieter ones from the latest generation of low energy consumption models. All this does make a difference. A somewhat noisy living room has perhaps 40 dBA background noise. The quietest you can get is about 30 dBA. That difference in potential dynamic range is almost the same as the difference between 16/44 and 24/96. More realistically, if your maximum spl is about 90 dB, it is the difference between 50 dBA dynamic range and 60 dBA. Since both are well below the dynamic range of a symphony orchestra, trying to get the noise down as much as possible trumps just about any upgrade.