Calvin - You made a good move. I failed to get together a good system before baby number 1, in 1987. Not until 2000, after two more kids, did I realize I had both the time, the space and the spare change to build a modest system I could enjoy. Now, I have a system I enjoy a great deal, and continue to accumulate music (there is so much good stuff out there, old and new). Money is tight once again, so major upgrades are off the table. But I am happy enough with my rig as it is that I don't really mind. I might move to a better, more modern DAC at some point, and a higher quality server, like your Melco, is on my list of things to save for, but I enjoy every minute I can spend listening to my music on my current system. That doesn't mean I think more money wouldn't get me even better sound; only that I can enjoy what I have without worrying about getting even better gear. And that does not stop me from being active in on line forums or my local audio club. This remains a fun hobby for me, rather than merely an obsession.