Spotify vs other streaming services

Tidal website states $9.99 for 320 kbps. $19.99 for 1411kbps ( full redbook).  Various other family and student plans 

for some reason Tidal calls their lower quality option "Premium"...

OK I am new to streaming and using Spotify. I use a Music Fidelity V90 DAC so does it matter the quality of the streaming if one is using a separate DAC? 

What matters is the quality of the DAC and system. The V90 is certainly good enough to make the sound quality differences obvious. 

@samzx12 ,
Streaming quality does matter and getting as high a resolution output would be my priority.
Like jl35 says, your equipment should do well, but it needs the best information to perform.
Though Tidal has high rez output, I find the catalog to be limited when looking for anything more than 50 years old, and, if they offer it, it is pretty well hidden.
Spotify has the best catalog, but isn't considering moving to high rez.
I tried Deezer, but it had a lot of problems with playback and customer service was lacking, so I dropped them.
So, hopefully, when Quobuz comes, it will be a game changer.
Bob