Well, keep in mind what a billionaire told me - never try to outbid a billionaire in an auction. It was at a charity auction. I kept bidding and kept losing every bid. After the auction, he came over and thanked me. I said, "For what, I didn't win a thing!" He told me I drove up the prices and soon hot bidding started, which was very soon way, way out of my price range. As a result, the charity got a lot more money than if I had kept my mouth shut. The fact is, they have more disposable income in one year than any normal person grosses in a decade or three.
So, take your gross salary, divide it into a billion, then take your disposable income and multiply it by the quotient. See? $24,000 is chump change.
