Kef Ref 3 or Focal Kanta 2

I’ll add my $.02 worth of opinion/bias here.  Speaker preferences are just that - bias and opinion resulting in preference.  

Both are very well respected lines. Toward that end, regarding Focal: Are they detailed? Check.  Transparent? Check. Dynamic? Check. Accurate? Check.  Build quality? Check.  Any other boxes I may have missed? Check.

KEF Ref 3 checks all the same boxes by the way.  I would add imaging is superior to the Focal (and probably everything else in this price range).

Plenty of listeners will disagree with me - and perhaps even the majority - but I’ve yet to hear any Focal (from $ to $$$$) that I’d consider buying.  No matter the source or electronics, when I’ve heard them, I didn’t listen long.  They were initially exciting and fun, but ended up being fatiguing with time.   

For me, given my biases and my ears, the KEF would get my cash.  And, I particularly think they are the better match with your current NAD M series electronics which are quite good.  
Again, only my $.02.  

Thanks for the responses. After another round of demoing, I've ordered Kanta 3s. To my ears the Kanta 3 and Kef Ref had similar soundstage size and I like the mids better on the Kantas. 

It ultimately came down to my gut. Everytime I walked out of demoing Kantas, I wanted them and it was a struggle to not just put the money down. Whenever I heard the Kefs I would appreciate them but never found myself endlessly mulling over having to have them. Instead they were a, "I could be happy with those". 

To top everything off, the dealer I worked with on the Kanta's was awesome and worked an incredible deal for me. Looking forward to getting them this week and thanks again.  

Congrats on the Kanta 3 they should provide you many years of enjoyment.