Actually the performance "hit" is when you pay more for balanced and get less for your money than RCA. Balanced is one of those things that makes a lot of sense for professional use running long distances and lots of connections giving the locking feature value. None of which applies to home use.
Absolute polarity is another non-issue. And even if it does make a difference the only way to know for sure is to try both ways and listen. Don't be surprised if you hear a difference. Also don't be surprised if you then discover it sounds better one way on some recordings, and the other way on others, and with the total barely noticeable if at all difference being in no way worth the hassle of switching. Which is why its a non-issue.
Absolute polarity is another non-issue. And even if it does make a difference the only way to know for sure is to try both ways and listen. Don't be surprised if you hear a difference. Also don't be surprised if you then discover it sounds better one way on some recordings, and the other way on others, and with the total barely noticeable if at all difference being in no way worth the hassle of switching. Which is why its a non-issue.