*s* Observation & imho of all the above...
Don’t ’loan’ Anything out to Anyone with the expectation of return in the future.
If returned at all, if the item is anywhere close to the condition it left your hands, consider it an reason to consider oneself incredibly blessed beyond rational thought.
Here’s a concept one might consider:
Ask the ’lendee’ to provide an item of a relatively similar ’value’ to you (the ’lender’) to guarantee the treatment of your item.
If item returns trashed, feel free to sledgehammer the ’ransom’ in front of ’lendee’.
Yes, it is an extreme concept to consider. But recall the ’ye olde saw’ you’ve heard before:
"Neither a borrower nor a lender be."
The ’flip side’ of the laments expressed above?
"Hell is other humans." ;)
Hopefully Happy New Year, J