members and their systems

@glupson -- I see your point. People see cars as much more of a necessity, more of a personal extension, and more of a public avatar for themselves than anything in audio.

Hi-end audio is, in the end, intensely personal. The sweet spot can usually accommodate one person.

Jerry - well wishes and speedy healing for your foot. 

Miller, you failed to mention the reason for not having cell phone, so I can't process that.

Relax. You're not the only one who can't process much. We got one listing 2021 net worth. Nobody knows what 2021 net worth is, for the simple fact it just started. Nobody ever knows what anything was for a year until the year is done. Duh. Yet a whole bunch seem unable to process that one basic fact. 

Net worth is the value of what you have net of debt. Has nothing to do with "income producing assets". People, the first step in being able to process is to understand the freaking terms!  

This is exactly what I meant before about you want to understand, first learn to look at things from a different perspective. Instead of the perspective of, "Ow! You meanie!" try the perspective of reason and rational thought. For starters. 

Otherwise, well, it is starting to feel like this may have been a documentary. 

https://www.youtube.com/watch?v=sP2tUW0HDHA

First system bought in '76.  I'm now on only my 2nd pair of speakers and my 3rd turntable/arm and preamp/amp set-up.  Before I bought, I spent a lot of time reading the experts' thoughts on various components and taking records to audio shops to listen to the characteristics of the components.  I came to trust certain reviewers who I felt were good at listening to music and were able to express what they were hearing, and I knew what was important to me.

I guess it was "trust but verify."  I trusted the guidance of certain reviewers and verified by extensive auditioning of gear.

What I'm getting at is that I'm not a flipper, and the stuff I bought was somewhat expensive at the time, but thoughtful buying makes for years of satisfaction.  So I haven't really dropped much of what I've earned over the years on audio gear, in a relative sense.

@millercarbon  

You are to be congratulated for establishing and sticking to your financial plan.

“I will dish it out and those who are smart will listen and learn how a totally normal guy who started out with a newspaper route and never made more than an overtime graveyard working x-ray tech winds up in the top 1% able to retire comfortably at 64.”

”We got one listing 2021 net worth. Nobody knows what 2021 net worth is, for the simple fact it just started. Nobody ever knows what anything was for a year until the year is done. Duh. Yet a whole bunch seem unable to process that one basic fact.

Remember everyone, for the other 99% just have some fun and be responsible within your own means. I will never make it to $10.75 million in income producing assets...it has never been my goal. I am happy though that my ratio of charitable giving will mainly prevent that from ever happening (oh, and while I have a good job, most of us who work for a living won’t get there). My main charitable focus these days though is to contribute to causes that support voting rights for all citizens.