In rereading the question...My bills are simple - my mortgage.
My resource allocation for money is simple too. I save a portion of my money for 'fun money' and that is what I have used to spend on audio equipment. That fun money is purely discretionary and also the money I use for vacations, eating out and such.
I have created a path to my 'goal system' that I discussed with my audio dealer. And I often buy demo gear - I've even been asked if I would be interested in gear someone was considering trading in.
My advice is simple - don't let your stuff own you. I do like cars, audio equipment and other than that I don't spend significant money on other things.
My resource allocation for money is simple too. I save a portion of my money for 'fun money' and that is what I have used to spend on audio equipment. That fun money is purely discretionary and also the money I use for vacations, eating out and such.
I have created a path to my 'goal system' that I discussed with my audio dealer. And I often buy demo gear - I've even been asked if I would be interested in gear someone was considering trading in.
My advice is simple - don't let your stuff own you. I do like cars, audio equipment and other than that I don't spend significant money on other things.