Insuring Your Vinyl Collection and Equipment

As noted it needs to be excluded to not be covered. But there are also coverage limits for certain types of things. Vinyl may be considered a "collectible" and those items generally have fairly low $$ limits. 

If your collection is super valuable (like 6 figures) then there are specialty companies that insure high end collectibles on a collectibles policy. No clue about Vinyl but seen these policies for wine, jewelry etc.  

"...where and how you’ve insured your collection and even your equipment."

I multiplied music into, I think, 12 hard drives/microSD cards and left them in different locations (cities, countries, and continents). Even in cars. Talking about getaway vehicle. Includes digitized records.

If equipment goes, let it go. It is just a bunch of electronic pieces.

“Wow”!
as a 41 year insurance agent I’m a bit shocked but not totally. To those of you that think you know about everything, including insurance, you know little about my industry/career and you are wrong (oldhymec). 
Yes vinyl can be insured. Anything of a intrinsic value potentially can be insured. The carrier only cares, can they make $$$ and is the item “properly” valued.

The carrier wants a proper valuation from a reputable source. I have insured vinyl collections, audio hardware, and crazy stuff for decades.

Simply, proper authenticated appraisals/ valuations are required. Then insurance coverage is available . By the way, this kind of coverage is “All Risk”. Everything is covered including dropping it, losing it, mysterious disappearance
etc. I sell policies very inexpensively with no deductible. Consult your local “Good Neighbor” agent.

If anybody has any insurance questions please ask me. Happy to help everyone here!

Dave

State Farm insurance has a policy that will cover audio gear and related items including a music collection so check them out i have used them for over twenty years in this fashion.