"Applies in the USA, too."
Not true, a fire is covered regardless of cause (except arson
by the building owner). If the offending fuse was installed by
a third party, the insurance company might have legal recourse
to recover their payout.
Under your logic, if you left the bacon
on the stove unattended and it started a kitchen fire there
would be no coverage. Wrong!
Not true, a fire is covered regardless of cause (except arson
by the building owner). If the offending fuse was installed by
a third party, the insurance company might have legal recourse
to recover their payout.
Under your logic, if you left the bacon
on the stove unattended and it started a kitchen fire there
would be no coverage. Wrong!