I definitely wouldn’t bolt another brand arm to the VPI Classic table. It will affect resale value, too. You’ll be fine with either the dual pivot mod alone, or a new Gimbal 3D arm. A middle option might be a regular 3D+Reference arm plus dual pivot? I’m not entirely familiar with the VPI universe, but I know that I like the 3D+Reference w/ dual pivot in a friend’s rig (on a really nice HR-X there).
When you get to considering the Gimbal Fatboy 3D investment, you also need to consider whether to stick with the VPI or move to something else - that’s your chance to move to another brand arm. You have a lot of decent moves you can take, and you can take even make some of the incrementally. That’s probably why you’re suffering analysis paralysis! Try to step back a minute and have fun again :)