@dekay , It is not that complicated. Alcohol is the solvent used to melt shellac flakes (dried out insect saliva). Any cleaning solution with alcohol will potentially melt the record. In reality shellac is not easy to melt. When I make shellac varnish I melt the flakes in 100% denatured ethanol and it takes three weeks and regular shaking to fully melt the shellac. However, if you clean a French polished table with anything that has alcohol in it you will instantly ruin the shine. So although you would not melt the record you would probably make it much noisier.
My experience with 78 rpm records has yet to begin. The ones I was given were not stored under ideal conditions and smell of mildew. Many of them have had the spindle hole reamed out by a changer mechanism. For all I know they may be unplayable. The plan right now is to use distilled water with a little clorox in it. I look at it as a learning process. For me it is really only a nostalgia thing. I was hoping to find a working old Victrola one day. Now I have records to play on it.