Would you spend you money on modest brand new car or rather buy top notch vintage one?

@roxy54 Many vintage audio gears fetch more money if they are in the original condition. No, I don’t believe that the reason being is - collector of vintage. Personally, I don’t know even one collector unless he/she is an audiophile first and collector second. In addition, most of the updated used gears are not done right. The repair shop choice of replacement caps and wiring, in most cases degraded the original sound of the equipment. I rather buy for less ( or even more $$$) and do the upgrade myself. What is the point of buying something that works well but doesn’t sound as good as the original?  It's not that easy to get the right sound when changing caps, resistors, wire etc.

Try insuring vintage cars.

The cars are not the subject of discussion.  The title of the discussion was chosen  for different reasons. The subject here is not to compare cars vs. audio equipment, but rather buying new gears  vs. used.  

Well, try to insure 1M audio equipment.

Then you should have asked the question that way.

The subject here is not to compare cars vs. audio equipment, but rather buying new gears  vs. used.