Don't worry. There is NO difference on the digital side. Your 24 bits are way more than enough to capture all the dynamic range from your source. It does not matter if you digitize at lower levels - it changes nothing in the accuracy of what you record (digits in the bottom half of the bit stream or the top half are all just as accurate). What you lose if anything is a slight bit of "potential" dynamic range, however, I honestly doubt you can produce anything from your source that has the full dynamic range of 24 bits....so just forget about it!
Far more harm could come from inadvertent clipping by having the signal too high....so you are wise to stay away from the upper limit.
Remember Digital is NOT analog. In analog media everyone tried to stay close to the peak levels. This was because analog media has a very narrow or limited dynamic range with a very high noise floor....so it made sense to record peaks close to the maximum of the tape media in order to eek out the most dynamic range from the recording. In digital the rules change....in fact clipping in anlaog media was quite benign and sounded nice....in Digital clipping counds terrrible....so you really need to stay away from the limits in order to ensure no clipping and to preserve good sound.
Far more harm could come from inadvertent clipping by having the signal too high....so you are wise to stay away from the upper limit.
Remember Digital is NOT analog. In analog media everyone tried to stay close to the peak levels. This was because analog media has a very narrow or limited dynamic range with a very high noise floor....so it made sense to record peaks close to the maximum of the tape media in order to eek out the most dynamic range from the recording. In digital the rules change....in fact clipping in anlaog media was quite benign and sounded nice....in Digital clipping counds terrrible....so you really need to stay away from the limits in order to ensure no clipping and to preserve good sound.