. . . you see, my misunderstanding was that I was considering the outlet part of the Romex. In other words, since is legit to run heavier Romex in a circuit than what the breaker is rated for, I was thinking that the same would apply to the outlet. In other words, it would NOT be legit to have a 20A breaker for a circuit ran with 14 gauge Romex, but it would be legit to have 12-2 Romex with a 15A breaker, and therefore, I was thinking that as long as the other components of the circuit (Romex and outlets) were rated for more than the breaker, that would be safe and legit.
Thank you for clarifying for me what was wrong with that logic--safe, but not legit.