Retail around 50k
Out of pocket around 30K
I have a 50k boat but most of my friends have 150-250K boats. They look at my speaker cables and think I am nuts. I see them working their ass off on their boat and think their crazy.
Everybody spends their money a little different. I do not mind spending 150-200 on a bottle of Tequila . Some folks think that is excessive. If you dont make yourself happy nobody else will.