"So like I've repeated here and in many other places, enjoy what one enjoys. If one is aware of the issues and the alternatives, is educated and informed, then at that point, assuming that the person is rational and well-intentioned, A person can play his chips however he feels fit...."
That description fits everyone who's offered an opinion to the OP, except you, Curt. Based on your first sentence, it appears you roam around the Forums spreading the Debbie Downer Wall Street philosophy. By the way, the S&P 500 was down 20% over the year 2022. Your $4000 invested in December, 2021, is now worth $3200. Whereas my vintage Kenwood L07D turntable is up by about the same amount in its market value over the same time period.