Is there a ceiling limit on what you are willing to pay for an audio component?

Obviously there is a limit to what you are willing to pay. The limit however could be a trillion, billion, million, thousand, hundred dollars. Just don’t pay $1 please.

Let’s see… a decent integrated is 7k - 10k, speakers 12k - 16k min.  So if you avoid vinyl and shop cheap for all else you can do it for 25k. The system I use was put together over many decades with many false starts that cost money but in and of itself is only worth around 12 - 15 k and I would call it modest by any audiophile standards. T sounds pretty good tho. The more you can spend the less work you will have to do, hobby wise. Don’t! Write me about that last you guys.

That is a loaded question , for example a $4k speaker n average only $1k goes into this including packaging ,this too applies to electronics ,the rest R&D overhead and markup, this why you truly spend what you can afford to spend , That  being said 

after say $50k on a Loudspeaker the differences to $75k maynot be as substantial say from a $5kto $15kLoudspeakers ,  the parts quality gets substantially better .

for $5k that’s a good starting point , you willnot have even average quality Xover parts ,and drivers ,cabinet meaning both speakers are roughly $525  each including the packaging ,sad but true .having owned. A Audiostore  MFG need to make this ,with Audiocables the profit margins on average far bigger . That is why lower priced items can be modded much easier .for Digital for example $5k is bare minimum for a good quality digital front end for example the exception $7k T+A 200 dac is a bargain vs even dacs at 2x the cost. digital cables say 2 Ethernet cables ,and usb$3k a good Ethernet  hub Sonore ,or uptone audio $550+ $750 for  A very  good linear powersupply such as the excellent Linear TubeAudio . + Audiocables another $2500+ minimum  everything adds up ,iam just speaking of a $50 k Audio system To many older audiophiles $50k is not  even close to a top quality sounding Audiophile System.I have been over many professionals homes near the Boston area with systems exceeding $150k , when i owned a store I spent $50k fora$100k system .I am now approaching 65 and just rebuilding and-just over $50k is my cutoff to get exceptional sound quality after That  you can do much better sounding still but ,at a very high cost , $$ diminishing returns . My point is don’t be frugal if you can afford more within reason. 

@2psyop 

Which YouTube reviewer?

As many have said the answer is relative to a buyer's intensity for the hobby and financial worth 

with that said, the decisions I regret are not spending too much but passing on a component I really wanted that was just over the financial horizon so to speak 

that typically leads to early disappointment with a purchase and ultimately increased cost