Rules of thumb are good ways to begin extensive research of professional reviews and auditioning of audio equipment. I listen to equipment inside my circle of interest as well as outside the circle to verify the validity of any generalizations I have made on a search or made from my previous experience. If there are errors in my generalizations, then I start over.
From here I get serious about auditioning and comparing options. In more recent decades I have had the luxury of often auditioning in my home with the rest of my equipment. I have one main system, a high end headphone system, an office system and a “burn in / experimental system (mostly Schiit). So, I am connected to multiple levels of investment.
So, over the last fifty years I have developed my methodology and repeatedly used it for upgrades. None of it is fixed in concrete. Out of this experience I have noticed the end products of my searches have tended to end at some particular configuration. So, this is where I came up with my rules of thumb. And they are just that… starting places that do not replace lots of research and auditioning, but are helpful to guide folks to optimal solutions.