Furman Upgrade to Niagra

Save and avoid expensive debt. Home mortgage is unavoidable for most of us but still better than renting. (Maybe that paradigm has changed since Covid). Car loans are avoidable but I indulged myself a few times with new cars over the years. If you borrow money for a car it is key to keep it clean and looking/running its best so that you can sell quickly if you must. Don’t spend money you don’t have. Wait for it. Plan for the worse, hope for the best. A mortgage is a must when starting out; but having no mortgage (or rent due) is an amazing freedom and frees up a lot of cash.

Best song: LA Dreamer by Charlie on their Lines album. Got that record from a cut out bin in the 80s.

@tonywinga that’s even deeper, but thank you for the sound (no pun intended) advice! Maybe we should change the name here to Moneybgon!

@navyachts 

Maybe we should change the name here to Moneybgon!

That was funny.

But I think that not everyone who is into this hobby is rich or has trust funds. Yes, if you have $$$$ systems, then that probably is true. But for most folks it is just what they could afford to buy AFTER they were able to meet their savings goal.

Unfortunately this hobby is such that (my philosophy, may not apply to you), it is better to experience some great music/sound with some good components RATHER than enjoying some good music/sound with great components later in life. Why? Because your listening senses degrades as you age and you might not hears stuff the way they wold have sounded when you are younger.

@navyachts , good to see that you came back strong after the pandemic and have a very good system again!

@milpai thank you for your thoughts and well wishes. All the best to you!