If somebody informed an individual they are now able to look at properties worth $5M they would be quite excited about such a prospect of the Homelife Environment they could select up to that outlay. Not all will max out on the allowed for budget
There are some who learn a $1/4M vehicle is an option for a means of Transport, not all will make the purchase.
In relation to a Hobby, the idea of spending a substantial sum on a means to be entertained, seems ludicrous to many, a TT costing $200K - $400K does look excessive. There are home entertainment rooms now being produced or swimming pools that cost 2-3 x the above TT costing and is merely a different means to a form of entertainment. Funny how these slip under the Radar without a raised eyebrow, $1M to invite a few friends over for a Movie Night or Pool Party.
When certain types of individual want to amuse themselves and additionally impress, there is not an easily identifiable Threshold to be seen on the spending , the purse strings seemingly become very loose.