@audphile1 OK, I have passed on the Merlot. Now I have found a one month old Briscati M1 SE II demo unit for $7500. Full lifetime warranty. A tad more than I want to spend, but...
Or, I could wait a bit for the $2,700 Harmony Laiv DAC which seem to have some rave reviews, without breaking the bank.
Or @yyzsantabarbara’s suggestion of the Schitt LIM which works well for him. Which you can try out for 15 days.
Whadd ya think?