I don't like it when people make a post that doesn't really answer the question asked, and I will start by admitting no McIntosh experience. I am, however, recently back and forth between a Ref 75 and the XA-25, and I actually find the XA to have more midrange warmth than the Ref 75. I really like them both a lot - Ref 75 edges out the Pass on soundstage, and Pass seems just a bit warmer/fuller in the midrange.
At least to my ears , if you are looking for more warmth in an amplifier as you suggest - I don't think that the Ref 75 will scratch that itch over the XA-25.