Hi OP,
Sorry for just now jumping in here. I think there’s at least a small part here I can help you with:
- How much of a difference does a center channel make for video?
My first real jobs were centered around motion picture sound systems, and I recently built my second center channel speaker.
If all you are asking is whether you should go from 2.0 to 3.0 I’d say no, with some caveats. Originally center speakers in theaters were needed because of the wide variety of listening positions. Customers could be very close to the screen but at extreme left or right angles. Among the goals of Dolby Surround (later called ProLogic and then again Dolby Surround for homes) was making sure the dialogue and center effects stayed in the center, in addition to adding surround effects tracks.
Along the same lines of thinking, I recommend a center as important when you have a variety of seating positions (which I do) and your screen is particularly large / speakers are very far apart relative to the screen.
I watch a lot of Netflix as well as Amazon prime and DVD/BD movies. One weird artifact of switching among these services is I discovered that my Anthem MRX 540 absolutely will NOT use the center channel for 2.0 Dolby Digital signals, and there are a lot of Netflix foreign series encoded like this. It DOES use the center for 2.0 PCM / non DD however, which most other streaming services have. Anyway, point is, despite my best efforts as I switch around from Netflix and Amazon sometimes the center is working and sometimes it is not and I can’t really hear a difference unless I’m off axis.
In your case, without an integrated capable of HT bypass I’d say absolutely not worth it.