It's not that bad a job, but for me it was time consuming both times I did it, and the second time I dropped some new circuits down to a new location (a couple of years ago) I had learned a lot more than the first time I did it about 30 years ago, so I went back to those original circuits I dropped in to tidy some stuff up, and some of the stuff I had done looked almost scary to me the second time around. So anyway, I don't think it would be cheap to get an electrician to drop a new circuit in, but the benefit your system might derive from it's own dedicated circuit(s) might be worth it to you.
Anyway, what I meant to say but I forgot, was that I am pretty sure that putting a 20A breaker on a circuit made of wire smaller than 12 gauge would be another reason that a homeowners company could use to void your policy in the event of a catastrophe.