I was not planning on a refund but somehow ended up with a $3000 unexpected one. The same morning I filed my return, I logged on Audiogon and so far have spent $2400 of it. I have not yet received a penny. I too, like another poster, vowed to reduce DEBT with this unexpected bonus. Well, maybe I will put the remaining $600 towards my credit cards. I am not married but have a significant other who thinks I am insane but does not yell about my purchases--instead, she enjoys them and thinks the new remotes are cool. I know I have a problem, but love these forums (fora?) where I see every day I AM NOT ALONE.