My experiences tell me that as long as there is that big, fat, hunk of metal called a binding post in the circuit it doesn't matter too much what the termination is. Realizing that removing the binding posts is not feasible for most people, I vote for getting the termination that works best for a given situation. I am assuming that which ever terminal connector is chosen is of good quality.
For those who can do this, try bringing the wire from the speaker out and connect directly to the speaker cable. You can use the binding posts to pinch the wires together. It is very surprising how much is lost going through those posts.