I am sure sellers who list paypal as an option for purchasing is in fact offering this service for the buyer. I would have no problem with a buyer sending a money order or cashiers check if that is what they prefer. My experience has been that buyers want that quick, easy, non-lazy way of paying with credit card, maybe also because thay dont have the funds in their account to pay with money order or cashiers check. The buyer also has the right to decide whether they will go to their credit card bank and obtain cash on their limit.
Really makes me no difference, but if you choose to use paypal when I am selling, you will pay the fees, probably going into debt for something you cannot afford anyway and quite frankly, you can look elsewhere, makes no difference to me, the seller in most cases is offering this for the buyer, who does have choices and more often then not it is because they dont have the funds to pay out of their bank account.
But thanks for venting your thoughts here, in fact there is no charge for it here, just use of audiogon space.