You said it well, Jeff! I'll simply add that a great 6.5" two-way is generally FAR preferable to an average larger 3-way at the same price-point. There's nothing worse than sloppy, incoherent, boomy-bass from poor driver integration or improper room-loading. I'd suggest you try a fine two-way whose midrange and dynamics you really like IN YOUR ROOM, and then much later on see if you can successfully integrate a separate subwoofer or a 3-way. You're apt to have an easier time achieving success if you keep it simple
initially. Good Luck!
initially. Good Luck!