Actually, Sean, passive x-overs CAN be great:) Passive LINE-level x-overs yield excellent!
Goodbuy opamps (good thing, IMO), hello caps (not so good). Or, one could use coils (less losses than caps -- BUT who's got the patience & the workmanship to make them, to required specs...)
But that's still PRECEDING the amps; amps still driving voice-coils directly (an excellent thing IMO).
Overall, the story of our lives seems to be that good/v. good/ excellent amps drive less than stellar quality x-overs, rather than the speakers' drivers... Oh well