Thanks guys. If I buy used I'll probably buy locally because I live in Canada.
Bshapperd, the frontend I am currently using was on par or given a slight edge in its favor against a SimAudio Moon Nova, provided the Moray James cable was used. I very much like the Prosilway cables, I prefer quiet cables. I personally don't like the characteristics of the Cardas cables, but honestly I've only heard the lower end Twinlinks.
After the speaker upgrade, the amp will very much be the weakest link, but again, I'm ok with this. I'd rather start buying more music. The speaker upgrade must keep me from not wanting to upgrade for another couple years.
I have heard the Ref3a's are alot more explosive and dynamic then the Totem's, I have heard the Mani II's and I dreaded them, but it was in a poor listening setup with brighter electronics. All of my upsteam sources are much warmer. I already have Sanus Ultimate Foundation stands and they will be more then capable of handling the MM DeCapo's. I'm thinking if I went with Totems I'd be better off with Hawks.