Pay Pal Protection?


Sorry I am new here so I don't know where to ask this. My question is if I pay for a product here though pay pal to a private seller and I send the $ but do not receive the product from the seller (fraud/scam whatever it might be) am I protected in any way for a full refund of the money I sent? Sorry if this has been asked before. I am just trying to protect myself in a loss.
jonhayes21
Use Paypal with the Credit card only! Don't ever use your bank account or debit card or echeck to pay through paypal because paypal won't protect you 100% and chances of funds recovery by PayPal are slim if something gone wrong with your purchase.

You can't expect paypal to protect you if you use don't use a credit card to fund the payment.

In this day of digital age, no one should really send a Check or Money Order to a complete stranger and only uses PayPal with credit card for purchase protection.
Cash on pickup is the way to go. I've used PayPal as both a seller and buyer. Typically payments do not become available to sellers for 30 days, including banking clearance. PayPal takes their fees on the day the buyer pays, talk about self interest.
If you use your credit card--their fraud protection is usually excellent--you don't have to deal with PayPal's useless policies.