Pay Pal Protection?


Sorry I am new here so I don't know where to ask this. My question is if I pay for a product here though pay pal to a private seller and I send the $ but do not receive the product from the seller (fraud/scam whatever it might be) am I protected in any way for a full refund of the money I sent? Sorry if this has been asked before. I am just trying to protect myself in a loss.
jonhayes21
Cash on pickup is the way to go. I've used PayPal as both a seller and buyer. Typically payments do not become available to sellers for 30 days, including banking clearance. PayPal takes their fees on the day the buyer pays, talk about self interest.
If you use your credit card--their fraud protection is usually excellent--you don't have to deal with PayPal's useless policies.
Definitely pay with credit card if you use Paypal, and don't use Paypal credit. You should be okay if the seller is fraudulent and doesn't send an item, if Paypal doesn't come through, your credit card will.

Be aware , there are a lot of fraudulent sellers on Audiogon now, new zero feedback sellers who post too-good-to-be-true items at a low price. Paypal only, of course.

TR